By partnering with the major Credit Bureaus, our Members have access to an active credit database of 22 million consumers and 3 million businesses. Accountability Members are able to access our user-friendly website 24 hours a day, 365 days of the year. A simple login process affords our Members the opportunity to vet prospective clients whenever the need strikes, thereby accurately determining their credit worthiness before extending them the required trade credit. Our actions are determined by the provisions of the National Credit Act, No 34 of 2005 and the National Credit Regulator.